Hapana Capital: available in Australia and the US

Every studio and gym owner has a big wishlist of things they’d do with more cash: new equipment, opening your next location, a marketing push before the busy season. Getting that cash usually means paperwork and a lot of waiting.

Hapana Capital, powered through Stripe, is available to Hapana customers in Australia and the US. It’s business financing built into Hapana, with offers based on the revenue you already process on the platform.

Black Friday kicks it off, then January brings the resolution crowd: new faces, packed classes and full timetables. Getting ready usually means spending first on extra coaches, new equipment or a membership campaign, all before those new memberships start paying. If approved, you can use Hapana Capital to cover it, so you’re ready when the rush arrives.

How it works

1. Check your eligibility: Eligibility is based on factors like your payment volume and history on Hapana through Stripe, and you need to have processed with us through Stripe for at least three months.
2. Review your offer: You see the flat fee and the payment rate up front, then choose an amount up to your maximum.
3. Get funded: If approved, funds are transferred to your bank account.
4. Pay as you earn*: If approved, you pay a fixed percentage of your daily sales until the total is paid.
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Built for studios and gyms of every size

Whether you run one studio or a few locations, Hapana Capital is built into the platform you already use every day. There’s nothing new to learn, and you can check your eligibility and review your offer without leaving Hapana.

How offers work

Hapana Capital is offered through Stripe Capital. Hapana is not the lender. If you’re eligible for an offer, Stripe will send it to you by email, and each offer stays open for 30 days.

If you’d like to receive an offer but aren’t eligible yet, processing more of your payments through Stripe on Hapana might help over time. While not guaranteed, increased payment volume and your history with Hapana are factors in eligibility.

See if you’re eligible

Hapana Capital is available now to Hapana customers in Australia and the US. Check your eligibility on the Hapana Capital page, where you’ll also find answers to common questions like early payment.

_{*Hapana Capital loans have a minimum amount due each payment period. If the amount that you pay through sales doesn’t meet the minimum required, your bank account will be automatically debited the remaining amount at the end of the period.}

_{Hapana Capital is offered through Stripe Capital. Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank or Lead Bank, and YouLend provides Stripe Capital merchant cash advances. In Australia, Stripe Capital financing is provided by Fundbox, an external finance provider, with payments facilitated by Stripe.}